Last updated: August 5, 2024

This Privacy Policy forms part of the Terms of our User Agreement. It describes our use of the Personal Information we collect from you in connection with your use of the Site. By registering on InsuranceAUM.com, you acknowledge that the submission of Personal Information is voluntary on your part, and signify your consent to us collecting and using your Personal Information for the purposes described here.

Introduction

InsuranceAUM.com ("we", "us", "our") is a platform for institutional investors and their service providers. The Site is operated by InsuranceAUM, LLC, a company registered in Texas, USA. We are committed to protecting your privacy and ensuring that your personal data is handled in a safe and responsible manner.

 

We reserve the right to change this Policy from time to time. We will inform you of material changes, both here in our Privacy Policy, and by email or by notice on our home page, so that you may make an informed decision and keep your preferences up to date. If you continue to use the Site after we publish or communicate a notice about changes to our Privacy Policy, you will be deemed to consent to the changes. If you object to any changes, you may close your account.

Personal Information We Collect About You

We may collect and hold the following 'Personal Information' about you:

 

- User Profile Information: This includes information you provide to us upon registration and during your use of the Site, such as your name, contact details, employment/professional details, user preferences, and other User Profile information. Please do not post personal data to your profile that you would not want to be publicly available.

  

- Usage Data: This includes information automatically collected about your use of the Site, such as your IP address, operating system, browser type, pages viewed, content clicked, services used, and URLs of websites visited before and after using our Site.

  

- Communication Data: This includes information you provide when communicating with us, such as through emails or phone calls.

  

- Anonymous Data: We may also monitor usage of the Website by our members and collect and analyze such data on an anonymous basis. This includes data which would be 'Personal Information' except that it is processed anonymously.

Why & How We Use Your Personal Information

The main reason we collect and keep Personal Information from Members is to allow the Site to function effectively; allowing members to search for relevant information, and allowing us to send you routine emails, notifications, newsletters, and so forth as described below.

 

Your User Profile

 

We will use User Profile data on an anonymous basis to inform us of the size and aggregate profile of our membership, to inform our marketing campaigns, guide our business strategy, and help us to improve the Website. We may share our analysis of aggregated data privately or publicly, including on the Site itself. These statistics do not include any Personal Information that may be linked to individual Members.

 

Routine Emails

We use your information to send you routine emails such as welcome messages, password-related messages, website announcements, and so forth.

 

Tailoring the Site to Your Interests

We use your personal information to create a more personalized experience, tailored to your interests. Your topic preferences are used to determine the content and advertisements that you see on the site, including, without limitation, articles, papers, conferences, jobs, and banner ads. If you prefer to receive a non-personalized service, you may adjust your topic preferences.

 

Personalized Newsletters, Thematic Emails, and Promotions

We will use your information to send you tailored content: a weekly email newsletter, tailored to your interests and profile, and occasional thematic or promotional emails tailored to your interests and profile. 

 

Your Use of the Website

We will track the 'user journey' of Members while on the Site, including which pages, content, and advertisements a Member views while using the Website. By understanding how members use InsuranceAUM.com, we can improve the Site and provide a better service. We do not have the facility to operate a 'do not track' policy for individual members.

 

If you appear to have stopped using the Site, we may use your information to get back in touch and invite you to re-engage your membership.

 

We may also use your IP address to assist our administration of the Site, diagnosing problems with our servers or software, and to collect information regarding Site usage.

 

We may use and allow others to use Cookies and similar technologies in the operation of the Website. For further details, see the relevant section below on 'use of Cookies'.

 

Contact Information and Third-Party Data

If you contact us by telephone, e-mail, or letter, we may keep a record of your communication. We may ask for, or use, your User Profile information in order to reply. If other users or third parties send us correspondence about your activities, we may keep the information in a file specific to you. All such information will be held as Personal Information and will be used only for the purposes identified in this Privacy Policy.

 

Periodic Backups

We periodically save copies of the entire Website and all its Content. This serves firstly to maintain the security and integrity of the site, and secondly to enable us to comply with any requirement to disclose information for legal or regulatory purposes.

Why and How We May Share Your Personal Information

Sharing Your Personal Information with Our 'Partners'

In order to provide the Site as a free service to Members, InsuranceAUM.com partners with a number of asset management companies and other service providers (collectively, 'Partners'). When you access Partner content, we may share with them details from your user profile, including your name, job title, company, location, email address, and preferences. We will also share the title of the content you downloaded and when it was downloaded. However, we will only share this information when you consent as follows:

 

When you register for the website, or accept the attestation pop-up, you agree to share your contact information with the Partner and to potential follow-up communication. We will only share your information with the Partner if you then proceed to take affirmative action by accessing the content.

 

The Partner will use this information to build a better picture of who is accessing their content. They may also contact you directly by email for business purposes.

 

Sharing Personal Information with 'Data Processors'

We may share Personal Information with third parties ('data processors') providing services to us under strictly controlled conditions, processing your Personal Information only in accordance with our instructions. Examples of such processing include web hosting, secure data storage, and email transmission.

 

Legal or Regulatory Reasons for Sharing Personal Information

It is possible that we may be asked by regulators or legal authorities to provide Personal Information regarding a Member. We may disclose such information upon reasonable request, and we may do so without prior notice to you. We will fully co-operate with law enforcement agencies to identify those who use the Website for illegal activities and reserve the right to report to law enforcement agencies any activities that we believe to be unlawful.

 

At our absolute discretion, we may also disclose Personal Information to third parties if we believe that such disclosure is reasonably necessary to enable us or others to fulfil legal or regulatory obligations.